From super-prime loans to expanded credit products, Redwood Residential is a one-stop shop for Fixed and Adjustable-Rate non-conforming loan options.
SUPER PRIME JUMBO
Select, Select 90
Redwood Residential’s flagship Select program, designed for the prime jumbo borrower, is our most competitively priced option with the greatest degree of flexibility.
AUS PRIME JUMBO
Select AUS, Agency High Balance
For sellers who are looking to increase scalability by leveraging AUS technology for non-conforming loan amounts, Redwood Residential offers two options: Select AUS and Agency High-Balance.
EXPANDED PRIME
Choice Program
Featuring options for loan limits on non-warrantable condos down to $300,000, excess acreage, higher limits on financed properties, and non-occupant co-borrowers, our Choice program is perfect for the near-miss prime jumbo transaction.
NON-QM & EXPANDED CREDIT
Choice Expanded, Bank Statements, DSCR
Redwood Residential Expanded Programs include a Bank Statement product, our Choice Expanded product and a DSCR product. Offering these programs help to make financing more accessible for self-employed borrowers, those needing to exclude departure residence payment to qualify and investment entities that wish to qualify their investment properties based on cash flow instead of personal income.
HOME EQUITY
HEI, CES
We have two solutions for sellers who are looking to help clients access the equity in their homes:
- Our Aspire platform directly originates home equity investments (“HEI”), allowing homeowners to access home equity without taking on additional monthly payments or refinancing their low-cost senior mortgage.
- We also offer our sellers a fully delegated, stand-alone closed-end second (“CES”) lien program which allows homeowners to access up to $350k of their home equity.
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