Executive Team

Christopher J. Abate

Christopher J. Abate

Chief Executive Officer

Christopher J. Abate has served as Chief Executive Officer since May 2018 and as a director since December 2017. Mr. Abate has been employed with Redwood since April 2006, previously serving as Redwood’s President from July 2016 to May 2018, Chief Financial Officer from March 2012 to August 2017, and Controller from January 2009 to March 2013. From October 2019 to December 2021, Mr. Abate served as Chair of the Board of Structured Finance Association. Before joining Redwood, Mr. Abate was employed by PricewaterhouseCoopers LLP. He holds a B.A. in accounting and finance from Western Michigan University, an M.B.A. from the University of California at Berkeley and Columbia University.

Dashiell I. Robinson

Dashiell I. Robinson

President

Dashiell I. Robinson has served as Redwood’s President since December 2017 and as a director since August 2021. Prior to joining Redwood in September 2017, Mr. Robinson was employed at Wells Fargo Securities, serving as the Head of Mortgage Finance within the Asset-Backed Finance Group. In that role, Mr. Robinson led a team of banking professionals responsible for financing and distributing an array of residential mortgage products and serving a broad suite of the firm's operating and investing clients. Prior to his employment at Wells Fargo, Mr. Robinson was employed within the Structured Credit Products Group at Wachovia Capital Markets from 2001 to 2008, serving in banking, structuring and risk mitigation roles. Mr. Robinson also serves as a member of the Board of Directors of the Jewish Community Center of San Francisco. Mr. Robinson holds a B.A. in English from Georgetown University.

Brooke E. Carillo

Brooke E. Carillo

Chief Financial Officer

Brooke E. Carillo serves as Chief Financial Officer of Redwood Trust, Inc. Prior to joining Redwood in May 2021, Ms. Carillo was employed at Annaly Capital Management, Inc., most recently serving as the Head of Corporate Development and Strategy. In that role, Ms. Carillo led the corporate strategy, capital markets and investor relations departments, and served on the firm's Operating Committee. Prior to her joining Annaly in 2010, Ms. Carillo worked in investment banking within the Financial Institutions Group at Bank of America Merrill Lynch. Ms. Carillo holds a B.S. in Economics from Duke University.

Christopher J. Abate

Chief Executive Officer

Christopher J. Abate has served as Chief Executive Officer since May 2018 and as a director since December 2017. Mr. Abate has been employed with Redwood since April 2006, previously serving as Redwood’s President from July 2016 to May 2018, Chief Financial Officer from March 2012 to August 2017, and Controller from January 2009 to March 2013. From October 2019 to December 2021, Mr. Abate served as Chair of the Board of Structured Finance Association. Before joining Redwood, Mr. Abate was employed by PricewaterhouseCoopers LLP. He holds a B.A. in accounting and finance from Western Michigan University, an M.B.A. from the University of California at Berkeley and Columbia University.

Dashiell I. Robinson

President

Dashiell I. Robinson has served as Redwood’s President since December 2017 and as a director since August 2021. Prior to joining Redwood in September 2017, Mr. Robinson was employed at Wells Fargo Securities, serving as the Head of Mortgage Finance within the Asset-Backed Finance Group. In that role, Mr. Robinson led a team of banking professionals responsible for financing and distributing an array of residential mortgage products and serving a broad suite of the firm's operating and investing clients. Prior to his employment at Wells Fargo, Mr. Robinson was employed within the Structured Credit Products Group at Wachovia Capital Markets from 2001 to 2008, serving in banking, structuring and risk mitigation roles. Mr. Robinson also serves as a member of the Board of Directors of the Jewish Community Center of San Francisco. Mr. Robinson holds a B.A. in English from Georgetown University.

Brooke E. Carillo

Chief Financial Officer

Brooke E. Carillo serves as Chief Financial Officer of Redwood Trust, Inc. Prior to joining Redwood in May 2021, Ms. Carillo was employed at Annaly Capital Management, Inc., most recently serving as the Head of Corporate Development and Strategy. In that role, Ms. Carillo led the corporate strategy, capital markets and investor relations departments, and served on the firm's Operating Committee. Prior to her joining Annaly in 2010, Ms. Carillo worked in investment banking within the Financial Institutions Group at Bank of America Merrill Lynch. Ms. Carillo holds a B.S. in Economics from Duke University.

Sasha G. Macomber

Sasha G. Macomber

Chief Human Resource Officer

Sasha G. Macomber joined Redwood Trust in April 2018 as Chief Human Resource Officer. Prior to joining Redwood, Ms. Macomber spent eleven years with Peet’s Coffee in the San Francisco Bay Area, leading various aspects of human resources including talent acquisition, talent management, HR business partnerships, employee engagement, and leadership communications. Ms. Macomber has also held HR leadership roles within consumer goods and technology companies, including The North Face, Room & Board, and QRS Corporation. Ms. Macomber has a B.A. degree in English Literature from Mills College and a M.S. in Organizational Development from the University of San Francisco.

Fred J. Matera

Fred J. Matera

Chief Investment Officer of Redwood and Co-Head of Business Purpose Lending

Fred J. Matera is Chief Investment Officer at Redwood Trust and Co-Head of Business Purpose Lending. Prior to his current roles, Fred held the role of Head of Redwood Residential. Fred also previously served as a Redwood board member from March 2019 to December 2020. Prior to that, Fred was co-founder of MoVi Partners, an advisory firm focused on promoting innovation through diversity in the fintech industry. During 2008-2016, Fred held several leadership positions with Redwood, including Chief Investment Officer and Head of Commercial. He has more than 30 years’ experience at top financial and mortgage banking firms, serving in senior-level positions. Fred has a bachelor’s degree in Economics from Tufts University, and an M.B.A. in finance from The Wharton School of the University of Pennsylvania.

Andrew P. Stone

Andrew P. Stone

Chief Legal Officer

Andrew. P. Stone serves as Executive Vice President, Chief Legal Officer, and Secretary of Redwood Trust, Inc. Mr. Stone has been employed by Redwood since December 2008. Prior to joining Redwood, he served as Deputy General Counsel of Thomas Weisel Partners Group, Inc. from 2006 to 2008 and between 1996 and 2006 practiced corporate and securities law at Sullivan & Cromwell LLP and Brobeck, Phleger & Harrison LLP. Mr. Stone holds a B.A. in mathematics and history from Kenyon College and a J.D. from New York University School of Law.

Sasha G. Macomber

Chief Human Resource Officer

Sasha G. Macomber joined Redwood Trust in April 2018 as Chief Human Resource Officer. Prior to joining Redwood, Ms. Macomber spent eleven years with Peet’s Coffee in the San Francisco Bay Area, leading various aspects of human resources including talent acquisition, talent management, HR business partnerships, employee engagement, and leadership communications. Ms. Macomber has also held HR leadership roles within consumer goods and technology companies, including The North Face, Room & Board, and QRS Corporation. Ms. Macomber has a B.A. degree in English Literature from Mills College and a M.S. in Organizational Development from the University of San Francisco.

Fred J. Matera

Chief Investment Officer of Redwood and Co-Head of Business Purpose Lending

Fred J. Matera is Chief Investment Officer at Redwood Trust and Co-Head of Business Purpose Lending. Prior to his current roles, Fred held the role of Head of Redwood Residential. Fred also previously served as a Redwood board member from March 2019 to December 2020. Prior to that, Fred was co-founder of MoVi Partners, an advisory firm focused on promoting innovation through diversity in the fintech industry. During 2008-2016, Fred held several leadership positions with Redwood, including Chief Investment Officer and Head of Commercial. He has more than 30 years’ experience at top financial and mortgage banking firms, serving in senior-level positions. Fred has a bachelor’s degree in Economics from Tufts University, and an M.B.A. in finance from The Wharton School of the University of Pennsylvania.

Andrew P. Stone

Chief Legal Officer

Andrew. P. Stone serves as Executive Vice President, Chief Legal Officer, and Secretary of Redwood Trust, Inc. Mr. Stone has been employed by Redwood since December 2008. Prior to joining Redwood, he served as Deputy General Counsel of Thomas Weisel Partners Group, Inc. from 2006 to 2008 and between 1996 and 2006 practiced corporate and securities law at Sullivan & Cromwell LLP and Brobeck, Phleger & Harrison LLP. Mr. Stone holds a B.A. in mathematics and history from Kenyon College and a J.D. from New York University School of Law.

Board of Directors

Greg H. Kubicek

Greg H. Kubicek

Chair of the Board of Redwood Trust, CEO, GHK Enterprises

Greg H. Kubicek is Chair of the Board, having previously served as Vice Chair of the Board from December 2020 to May 2022. Mr. Kubicek has been a director of Redwood since 2002. After serving as Founder and CEO of The Holt Group, Inc. for 41 years, Mr. Kubicek was appointed CEO of GHK Enterprises, Inc. following Sekisui House’s acquisition of The Holt Group, Inc., a real estate company and its associated funds that purchase, develop, own, and manage real estate properties. Mr. Kubicek has also served as Chair of the Board of Cascade Corporation, an international manufacturing corporation. Mr. Kubicek holds an A.B. in Economics from Harvard College.

Christopher J. Abate

Christopher J. Abate

Chief Executive Officer

Christopher J. Abate has served as Chief Executive Officer since May 2018 and as a director since December 2017. Mr. Abate has been employed with Redwood since April 2006, previously serving as Redwood’s President from July 2016 to May 2018, Chief Financial Officer from March 2012 to August 2017, and Controller from January 2009 to March 2013. From October 2019 to December 2021, Mr. Abate served as Chair of the Board of Structured Finance Association. Before joining Redwood, Mr. Abate was employed by PricewaterhouseCoopers LLP. He holds a B.A. in accounting and finance from Western Michigan University, an M.B.A. from the University of California at Berkeley and Columbia University.

Doneene K. Damon

Doneene K. Damon

Director - Richards, Layton & Finger, P.A.

Doneene K. Damon has been a director of Redwood since November 2023. Ms. Damon is a practicing attorney as a Director of Richards, Layton & Finger, P.A. (“RLF”), a multidisciplinary law firm based in Wilmington, Delaware, which she joined in 1992. Ms. Damon served as the President of RLF from 2019 to 2022, and currently serves as chair of the firm’s Corporate Trust and Agency Services Group and as Chief Diversity Director.  Ms. Damon also currently serves on the Board of Directors of Brown Advisory Delaware Trust Company and as a board member of the Structured Finance Association, the Forum of Executive Women and the Delaware Business Roundtable.  Ms. Damon’s commitment to public service and nonprofit organizations includes current or past service as a member of Delaware’s Judicial Nominating Commission, the Delaware Prosperity Partnership, and the Delaware Bench and Bar Diversity Project. Ms. Damon previously served as the Chair of the Board of Directors of Christiana Care Health System, Inc. and Health Services, Inc., and she currently serves on the Board of Directors of St. Joseph’s University and is a member of the Board of Visitors of Temple University’s Beasley School of Law. Ms. Damon holds a B.S. in Accounting from St. Joseph’s University in Philadelphia and a J.D. from Temple University’s School of Law. 

Greg H. Kubicek

Chair of the Board of Redwood Trust, CEO, GHK Enterprises

Greg H. Kubicek is Chair of the Board, having previously served as Vice Chair of the Board from December 2020 to May 2022. Mr. Kubicek has been a director of Redwood since 2002. After serving as Founder and CEO of The Holt Group, Inc. for 41 years, Mr. Kubicek was appointed CEO of GHK Enterprises, Inc. following Sekisui House’s acquisition of The Holt Group, Inc., a real estate company and its associated funds that purchase, develop, own, and manage real estate properties. Mr. Kubicek has also served as Chair of the Board of Cascade Corporation, an international manufacturing corporation. Mr. Kubicek holds an A.B. in Economics from Harvard College.

Christopher J. Abate

Chief Executive Officer

Christopher J. Abate has served as Chief Executive Officer since May 2018 and as a director since December 2017. Mr. Abate has been employed with Redwood since April 2006, previously serving as Redwood’s President from July 2016 to May 2018, Chief Financial Officer from March 2012 to August 2017, and Controller from January 2009 to March 2013. From October 2019 to December 2021, Mr. Abate served as Chair of the Board of Structured Finance Association. Before joining Redwood, Mr. Abate was employed by PricewaterhouseCoopers LLP. He holds a B.A. in accounting and finance from Western Michigan University, an M.B.A. from the University of California at Berkeley and Columbia University.

Doneene K. Damon

Director - Richards, Layton & Finger, P.A.

Doneene K. Damon has been a director of Redwood since November 2023. Ms. Damon is a practicing attorney as a Director of Richards, Layton & Finger, P.A. (“RLF”), a multidisciplinary law firm based in Wilmington, Delaware, which she joined in 1992. Ms. Damon served as the President of RLF from 2019 to 2022, and currently serves as chair of the firm’s Corporate Trust and Agency Services Group and as Chief Diversity Director.  Ms. Damon also currently serves on the Board of Directors of Brown Advisory Delaware Trust Company and as a board member of the Structured Finance Association, the Forum of Executive Women and the Delaware Business Roundtable.  Ms. Damon’s commitment to public service and nonprofit organizations includes current or past service as a member of Delaware’s Judicial Nominating Commission, the Delaware Prosperity Partnership, and the Delaware Bench and Bar Diversity Project. Ms. Damon previously served as the Chair of the Board of Directors of Christiana Care Health System, Inc. and Health Services, Inc., and she currently serves on the Board of Directors of St. Joseph’s University and is a member of the Board of Visitors of Temple University’s Beasley School of Law. Ms. Damon holds a B.S. in Accounting from St. Joseph’s University in Philadelphia and a J.D. from Temple University’s School of Law. 
Armando Falcon

Armando Falcon

CEO, Falcon Capital Advisors LLC

Armando Falcon has been a director of Redwood since March 2021. Mr. Falcon is CEO of Falcon Capital Advisors LLC, a management consulting firm based in Washington, DC, that provides strategic advice and technical assistance to financial services companies, mortgage industry companies, and government agencies on matters involving process reengineering, project management, regulatory compliance, and data analytics, which he founded in 2007. He previously served as the Director of the Office of Federal Housing Enterprise Oversight, and as the General Counsel for the Committee on Banking and Financial Services of the U.S. House of Representatives. Mr. Falcon currently serves on the Board of Directors of the Structured Finance Association. Mr. Falcon also serves as an advisor to the Board of Directors of the National Association of Hispanic Real Estate Professionals. Mr. Falcon holds a B.A. from St. Mary’s University, an M.P.P. from Harvard University, and a J.D. from the University of Texas.

Douglas B. Hansen

Douglas B. Hansen

Private Investor

Douglas B. Hansen is a co-founder of Redwood and served as Redwood’s President from 1994 through 2008. Mr. Hansen retired from his position as President of Redwood at the end of 2008. Mr. Hansen has been a director of Redwood since 1994. Mr. Hansen serves on the Board of Directors of Four Corners Property Trust, Inc., a publicly traded real estate investment trust. Mr. Hansen also serves on the board of River of Knowledge, a not-for-profit institution. Mr. Hansen holds an A.B. in Economics from Harvard College and an M.B.A. from Harvard Business School.

Debora D. Horvath

Debora D. Horvath

Principal, Horvath Consulting LLC

Debora D. Horvath has been a director of Redwood since 2016. Ms. Horvath is Principal of Horvath Consulting LLC, which she founded in 2010. Ms. Horvath served as an Executive Vice President for JP Morgan Chase & Co. from 2008 to 2010. Ms. Horvath served as an Executive Vice President and Chief Information Officer for Washington Mutual, Inc. (“WaMu”) from 2004 to 2008. In addition to being the technology leader at WaMu, Ms. Horvath was responsible for the Enterprise Project Office and was Chair of WaMu’s Environmental Council. Ms. Horvath, a 25-year veteran from General Electric Company (“GE”), served 12 years as a Senior Vice President and Chief Information Officer for the GE insurance businesses. Ms. Horvath has been a Director of StanCorp Financial Group, Inc. since 2013. She was a director of the Federal Home Loan Bank of Seattle from 2012 to January 2014. Ms. Horvath holds a B.A. in Business Administration from Baldwin Wallace University and is a graduate of GE’s Financial Management Program (FMP).

Armando Falcon

CEO, Falcon Capital Advisors LLC

Armando Falcon has been a director of Redwood since March 2021. Mr. Falcon is CEO of Falcon Capital Advisors LLC, a management consulting firm based in Washington, DC, that provides strategic advice and technical assistance to financial services companies, mortgage industry companies, and government agencies on matters involving process reengineering, project management, regulatory compliance, and data analytics, which he founded in 2007. He previously served as the Director of the Office of Federal Housing Enterprise Oversight, and as the General Counsel for the Committee on Banking and Financial Services of the U.S. House of Representatives. Mr. Falcon currently serves on the Board of Directors of the Structured Finance Association. Mr. Falcon also serves as an advisor to the Board of Directors of the National Association of Hispanic Real Estate Professionals. Mr. Falcon holds a B.A. from St. Mary’s University, an M.P.P. from Harvard University, and a J.D. from the University of Texas.

Douglas B. Hansen

Private Investor

Douglas B. Hansen is a co-founder of Redwood and served as Redwood’s President from 1994 through 2008. Mr. Hansen retired from his position as President of Redwood at the end of 2008. Mr. Hansen has been a director of Redwood since 1994. Mr. Hansen serves on the Board of Directors of Four Corners Property Trust, Inc., a publicly traded real estate investment trust. Mr. Hansen also serves on the board of River of Knowledge, a not-for-profit institution. Mr. Hansen holds an A.B. in Economics from Harvard College and an M.B.A. from Harvard Business School.

Debora D. Horvath

Principal, Horvath Consulting LLC

Debora D. Horvath has been a director of Redwood since 2016. Ms. Horvath is Principal of Horvath Consulting LLC, which she founded in 2010. Ms. Horvath served as an Executive Vice President for JP Morgan Chase & Co. from 2008 to 2010. Ms. Horvath served as an Executive Vice President and Chief Information Officer for Washington Mutual, Inc. (“WaMu”) from 2004 to 2008. In addition to being the technology leader at WaMu, Ms. Horvath was responsible for the Enterprise Project Office and was Chair of WaMu’s Environmental Council. Ms. Horvath, a 25-year veteran from General Electric Company (“GE”), served 12 years as a Senior Vice President and Chief Information Officer for the GE insurance businesses. Ms. Horvath has been a Director of StanCorp Financial Group, Inc. since 2013. She was a director of the Federal Home Loan Bank of Seattle from 2012 to January 2014. Ms. Horvath holds a B.A. in Business Administration from Baldwin Wallace University and is a graduate of GE’s Financial Management Program (FMP).

Georganne C. Proctor

Georganne C. Proctor

Former Chief Financial Officer, TIAA-CREF

Georganne C. Proctor has been a director of Redwood since March 2006. Ms. Proctor is the former Chief Financial Officer of TIAA-CREF, and served in that position from June 2006 to July 2010. Additionally, Ms. Proctor served jointly as Chief Financial Officer and Executive Vice President for Enterprise Integration at TIAA-CREF from January 2010 to July 2010. From July 2010 to October 2010, she continued to serve as Executive Vice President for Enterprise Integration at TIAA-CREF. From 2003 to 2005, Ms. Proctor was Executive Vice President of Golden West Financial Corporation, a thrift institution. From 1994 to 1997, Ms. Proctor was Vice President of Bechtel Group, a global engineering firm, and also served as its Senior Vice President and Chief Financial Officer from 1997 to 2002 and as a director from 1999 to 2002. From 1991 to 1994, Ms. Proctor served as finance director of certain divisions of The Walt Disney Company, a diversified worldwide entertainment company. Ms. Proctor previously served as Chair of Avantax Inc.’s Board of Directors from July 2019 to November 2023. She also served on the Board of Directors of Sculptor Capital Management, Inc. from 2011-2021, Kaiser Aluminum Corporation from 2006 to 2009 and SunEdison, Inc. from 2013 to 2017. Ms. Proctor holds a B.S. in Business Management from the University of South Dakota and an M.B.A. from California State University East Bay.

Dashiell I. Robinson

Dashiell I. Robinson

President

Dashiell I. Robinson has served as Redwood’s President since December 2017 and as a director since August 2021. Prior to joining Redwood in September 2017, Mr. Robinson was employed at Wells Fargo Securities, serving as the Head of Mortgage Finance within the Asset-Backed Finance Group. In that role, Mr. Robinson led a team of banking professionals responsible for financing and distributing an array of residential mortgage products and serving a broad suite of the firm's operating and investing clients. Prior to his employment at Wells Fargo, Mr. Robinson was employed within the Structured Credit Products Group at Wachovia Capital Markets from 2001 to 2008, serving in banking, structuring and risk mitigation roles. Mr. Robinson also serves as a member of the Board of Directors of the Jewish Community Center of San Francisco. Mr. Robinson holds a B.A. in English from Georgetown University.

Faith A. Schwartz

Faith A. Schwartz

President, Housing Finance Strategies, LLC

Faith A. Schwartz has been a director of Redwood since March 2021. Ms. Schwartz is the President of Housing Finance Strategies, LLC, a professional services and advisory practice focusing on capital markets, rating agencies, and mortgage modernization and innovation, which she founded in 2016. Ms. Schwartz currently serves on the Board of Directors of Gateway First Bank, as well as on the boards of several other privately held mortgage industry-focused companies, including Class Valuation LLC. From 2013 to 2016, Ms. Schwartz served as Senior Vice President of Federal Practice of CoreLogic, Inc., a provider of property information, insight, analytics and data-enabled solutions. She is also the founder of HOPE NOW Alliance, a public-private initiative launched in 2007 to seek solutions for American families facing foreclosure during the Great Recession. Ms. Schwartz also previously served as Senior Vice President of Government, Housing, and Industry at Option One Mortgage Corporation, a subsidiary of H&R Block, from 2003 to 2007 and as Director of Alternative Markets and Director of National Sales at Freddie Mac between 1997 and 2003. From October 2021 to October 2023, Ms. Schwartz served on the Consumer Advisory Board for the Consumer Finance Protection Bureau (CFPB). She also previously served on the Federal Reserve Board’s Consumer Advisory Council. In 2010, Ms. Schwartz founded HOPE LoanPort, a technology non-profit organization that helps families reach and sustain their goal of homeownership. She started her career at Dominion Bancshares Mortgage Company as Vice President of Capital Markets and Wholesale Lending. Ms. Schwartz holds a B.S. from Shippensburg State College and an M.B.A. from the University of Pittsburgh.

Georganne C. Proctor

Former Chief Financial Officer, TIAA-CREF

Georganne C. Proctor has been a director of Redwood since March 2006. Ms. Proctor is the former Chief Financial Officer of TIAA-CREF, and served in that position from June 2006 to July 2010. Additionally, Ms. Proctor served jointly as Chief Financial Officer and Executive Vice President for Enterprise Integration at TIAA-CREF from January 2010 to July 2010. From July 2010 to October 2010, she continued to serve as Executive Vice President for Enterprise Integration at TIAA-CREF. From 2003 to 2005, Ms. Proctor was Executive Vice President of Golden West Financial Corporation, a thrift institution. From 1994 to 1997, Ms. Proctor was Vice President of Bechtel Group, a global engineering firm, and also served as its Senior Vice President and Chief Financial Officer from 1997 to 2002 and as a director from 1999 to 2002. From 1991 to 1994, Ms. Proctor served as finance director of certain divisions of The Walt Disney Company, a diversified worldwide entertainment company. Ms. Proctor previously served as Chair of Avantax Inc.’s Board of Directors from July 2019 to November 2023. She also served on the Board of Directors of Sculptor Capital Management, Inc. from 2011-2021, Kaiser Aluminum Corporation from 2006 to 2009 and SunEdison, Inc. from 2013 to 2017. Ms. Proctor holds a B.S. in Business Management from the University of South Dakota and an M.B.A. from California State University East Bay.

Dashiell I. Robinson

President

Dashiell I. Robinson has served as Redwood’s President since December 2017 and as a director since August 2021. Prior to joining Redwood in September 2017, Mr. Robinson was employed at Wells Fargo Securities, serving as the Head of Mortgage Finance within the Asset-Backed Finance Group. In that role, Mr. Robinson led a team of banking professionals responsible for financing and distributing an array of residential mortgage products and serving a broad suite of the firm's operating and investing clients. Prior to his employment at Wells Fargo, Mr. Robinson was employed within the Structured Credit Products Group at Wachovia Capital Markets from 2001 to 2008, serving in banking, structuring and risk mitigation roles. Mr. Robinson also serves as a member of the Board of Directors of the Jewish Community Center of San Francisco. Mr. Robinson holds a B.A. in English from Georgetown University.

Faith A. Schwartz

President, Housing Finance Strategies, LLC

Faith A. Schwartz has been a director of Redwood since March 2021. Ms. Schwartz is the President of Housing Finance Strategies, LLC, a professional services and advisory practice focusing on capital markets, rating agencies, and mortgage modernization and innovation, which she founded in 2016. Ms. Schwartz currently serves on the Board of Directors of Gateway First Bank, as well as on the boards of several other privately held mortgage industry-focused companies, including Class Valuation LLC. From 2013 to 2016, Ms. Schwartz served as Senior Vice President of Federal Practice of CoreLogic, Inc., a provider of property information, insight, analytics and data-enabled solutions. She is also the founder of HOPE NOW Alliance, a public-private initiative launched in 2007 to seek solutions for American families facing foreclosure during the Great Recession. Ms. Schwartz also previously served as Senior Vice President of Government, Housing, and Industry at Option One Mortgage Corporation, a subsidiary of H&R Block, from 2003 to 2007 and as Director of Alternative Markets and Director of National Sales at Freddie Mac between 1997 and 2003. From October 2021 to October 2023, Ms. Schwartz served on the Consumer Advisory Board for the Consumer Finance Protection Bureau (CFPB). She also previously served on the Federal Reserve Board’s Consumer Advisory Council. In 2010, Ms. Schwartz founded HOPE LoanPort, a technology non-profit organization that helps families reach and sustain their goal of homeownership. She started her career at Dominion Bancshares Mortgage Company as Vice President of Capital Markets and Wholesale Lending. Ms. Schwartz holds a B.S. from Shippensburg State College and an M.B.A. from the University of Pittsburgh.

John J. Arens

John J. Arens

John Arens is a Managing Director, Head of Home Equity Investments. Mr. Arens joined Redwood in 2022 and oversees Redwood’s home equity investment strategies. Mr. Arens has over 25 years of experience in finance and real estate, previously serving in executive legal and business roles at fintech and proptech start-ups such as Divvy Homes, Unison and Funding Circle USA. While at Unison, Mr. Arens was responsible for building the legal and regulatory strategies that supported the company’s nationwide expansion in home equity investments. Previously, Mr. Arens served as vice president in the residential mortgage business at Redwood Trust from 2004 – 2007. John holds a Juris Doctor and a Bachelor of Business Administration degree from the University of San Diego.

Emil J. Fanelli

Emil J. Fanelli

Emil Fanelli is a Managing Director of Business Development at Redwood Trust. In his role, Mr. Fanelli is responsible for oversight of business development activities with a primary focus on relationship management for approved and prospective sellers within Redwood’s Residential business. Prior to joining Redwood in 2013, Mr. Fanelli held key capital markets officer positions at the Bank of New York, and Morgan Stanley Capital Corporation. Mr. Fanelli earned his bachelor’s degree in Finance from California State University, Northridge.

Carlene A. Graham

Carlene A. Graham

Carlene Graham is the Chief Operating Officer of Redwood’s Residential Business. She joined the firm as a Vice President in 2013 and has held a number of roles across the organization since then, most recently as Managing Director of Purchase Operations. In her role, Carlene is responsible for all purchase activities within Redwood’s Residential business including underwriting, system and process design, transaction management, counterparty risk, vendor management, funding and client services. She is currently a board member for The Gathering Place in Denver, CO and serves as an advisory committee member for the University of Colorado Leeds School of Business.

John J. Arens

John Arens is a Managing Director, Head of Home Equity Investments. Mr. Arens joined Redwood in 2022 and oversees Redwood’s home equity investment strategies. Mr. Arens has over 25 years of experience in finance and real estate, previously serving in executive legal and business roles at fintech and proptech start-ups such as Divvy Homes, Unison and Funding Circle USA. While at Unison, Mr. Arens was responsible for building the legal and regulatory strategies that supported the company’s nationwide expansion in home equity investments. Previously, Mr. Arens served as vice president in the residential mortgage business at Redwood Trust from 2004 – 2007. John holds a Juris Doctor and a Bachelor of Business Administration degree from the University of San Diego.

Emil J. Fanelli

Emil Fanelli is a Managing Director of Business Development at Redwood Trust. In his role, Mr. Fanelli is responsible for oversight of business development activities with a primary focus on relationship management for approved and prospective sellers within Redwood’s Residential business. Prior to joining Redwood in 2013, Mr. Fanelli held key capital markets officer positions at the Bank of New York, and Morgan Stanley Capital Corporation. Mr. Fanelli earned his bachelor’s degree in Finance from California State University, Northridge.

Carlene A. Graham

Carlene Graham is the Chief Operating Officer of Redwood’s Residential Business. She joined the firm as a Vice President in 2013 and has held a number of roles across the organization since then, most recently as Managing Director of Purchase Operations. In her role, Carlene is responsible for all purchase activities within Redwood’s Residential business including underwriting, system and process design, transaction management, counterparty risk, vendor management, funding and client services. She is currently a board member for The Gathering Place in Denver, CO and serves as an advisory committee member for the University of Colorado Leeds School of Business.

Jonathan M. Groesbeck

Jonathan M. Groesbeck

Jon Groesbeck is a Managing Director and Head of Business Development at Redwood Trust, where he has been since 2009. In his role, he manages all business development functions related to the seller relationships facing the Redwood residential conduit, as well as several important whole loans and securitization investors relationships that purchase loans from the residential conduit. Jon has a bachelor’s degree in Business Administration from the University of Illinois and an M.B.A from the University of Southern California.

Shawnda D. Merriman

Shawnda D. Merriman

Shawnda Merriman is a Managing Director overseeing Redwood’s Residential Post Purchase Operations function. Shawnda joined Redwood in 2015 and she is responsible for all post purchase activities including loan set-up, trailing loan documents, servicing oversight and portfolio analysis. She has 30 years’ experience as a management-level professional, supervising residential servicing, master servicing, compliance and risk management. Shawnda is currently a board member for The Gathering Place in Denver, CO.

Jeremy P. Strom

Jeremy P. Strom

Jeremy Strom is a Managing Director for Redwood’s Residential Capital Markets group. In his role, Jeremy is responsible for overseeing the development and execution of the Company’s funding and investment strategy for the mortgage conduit including trading, interest rate risk management, pricing, and Sequoia securitizations. Prior to joining Redwood in 2013, Jeremy served in various capital markets roles at Aurora Bank FSB (a Lehman Brother’s subsidiary). Jeremy holds a bachelor’s in Business Management from Clark University.

Jonathan M. Groesbeck

Jon Groesbeck is a Managing Director and Head of Business Development at Redwood Trust, where he has been since 2009. In his role, he manages all business development functions related to the seller relationships facing the Redwood residential conduit, as well as several important whole loans and securitization investors relationships that purchase loans from the residential conduit. Jon has a bachelor’s degree in Business Administration from the University of Illinois and an M.B.A from the University of Southern California.

Shawnda D. Merriman

Shawnda Merriman is a Managing Director overseeing Redwood’s Residential Post Purchase Operations function. Shawnda joined Redwood in 2015 and she is responsible for all post purchase activities including loan set-up, trailing loan documents, servicing oversight and portfolio analysis. She has 30 years’ experience as a management-level professional, supervising residential servicing, master servicing, compliance and risk management. Shawnda is currently a board member for The Gathering Place in Denver, CO.

Jeremy P. Strom

Jeremy Strom is a Managing Director for Redwood’s Residential Capital Markets group. In his role, Jeremy is responsible for overseeing the development and execution of the Company’s funding and investment strategy for the mortgage conduit including trading, interest rate risk management, pricing, and Sequoia securitizations. Prior to joining Redwood in 2013, Jeremy served in various capital markets roles at Aurora Bank FSB (a Lehman Brother’s subsidiary). Jeremy holds a bachelor’s in Business Management from Clark University.

Gina M. Sykes

Gina M. Sykes

Gina Sykes is the Managing Director of Redwood’s Residential Pre-Purchase Operations group. Ms. Sykes joined Redwood in 2013 as a Client Services Representative and has held various roles across the organization since then, most recently as SVP Pre-Purchase Operations. In her current role, Ms. Sykes is responsible for all pre-purchase activities including funding, client services, indexing & data capture, appraisal review and collateral management. Ms. Sykes is currently a member of the Redwood Foundation and is an active participant in the Invest in Girls organization, sponsored by Redwood’s Together organization. Prior to joining Redwood, Ms. Sykes served in various retail mortgage roles at Aurora Loan Services (a Lehman Brother’s subsidiary) and Megastar Financial Corporation. 

Gina M. Sykes

Gina Sykes is the Managing Director of Redwood’s Residential Pre-Purchase Operations group. Ms. Sykes joined Redwood in 2013 as a Client Services Representative and has held various roles across the organization since then, most recently as SVP Pre-Purchase Operations. In her current role, Ms. Sykes is responsible for all pre-purchase activities including funding, client services, indexing & data capture, appraisal review and collateral management. Ms. Sykes is currently a member of the Redwood Foundation and is an active participant in the Invest in Girls organization, sponsored by Redwood’s Together organization. Prior to joining Redwood, Ms. Sykes served in various retail mortgage roles at Aurora Loan Services (a Lehman Brother’s subsidiary) and Megastar Financial Corporation. 

Micaela M. Lumpkin

Micaela M. Lumpkin

Micaela Lumpkin is Chief Credit Officer at CoreVest. In this role Ms. Lumpkin is responsible for oversight and administration of CoreVest’s credit practices, loan policies and procedures. Prior to her current role, Ms. Lumpkin was Managing Director, Head of Term Loans at CoreVest, where she was responsible for managing the operations of term financing products. Prior to joining CoreVest, Ms. Lumpkin spent almost ten years at Orrick, Herrington & Sutcliffe LLP as a Senior Associate, practicing in the Real Estate and Finance group, where she focused on the acquisition of distressed debt, as well as both mortgage and mezzanine financing. Ms. Lumpkin received her J.D. from Georgetown University Law Center and her B.A. from the University of Virginia.

Fred J. Matera

Fred J. Matera

Chief Investment Officer of Redwood and Co-Head of Business Purpose Lending

Fred J. Matera is Chief Investment Officer at Redwood Trust and Co-Head of Business Purpose Lending. Prior to his current roles, Fred held the role of Head of Redwood Residential. Fred also previously served as a Redwood board member from March 2019 to December 2020. Prior to that, Fred was co-founder of MoVi Partners, an advisory firm focused on promoting innovation through diversity in the fintech industry. During 2008-2016, Fred held several leadership positions with Redwood, including Chief Investment Officer and Head of Commercial. He has more than 30 years’ experience at top financial and mortgage banking firms, serving in senior-level positions. Fred has a bachelor’s degree in Economics from Tufts University, and an M.B.A. in finance from The Wharton School of the University of Pennsylvania.

J. Ryan McBride

J. Ryan McBride

Co-Head of Business Purpose Lending and Chief Investment Officer of RWT Horizons

Ryan McBride is Co-Head of Business Purpose Lending and Chief Investment Officer of RWT Horizons. Mr. McBride joined Redwood Trust in October 2019 as a Managing Director in connection with Redwood’s acquisition of CoreVest American Finance Lender, LLC (“CoreVest”) where he was a co-founder and the Chief Operating Officer. Mr. McBride has more than 25 years of experience in real estate and finance, previously serving as an Executive Vice President for Colony American Homes where he was a co-founder and responsible for the company’s overall acquisition efforts. In 2022, Mr. McBride was named Chief Investment Officer of Redwood’s venture capital investment arm, RWT Horizons, with oversight of developing and executing on RWT Horizons’ investment and operational strategy, including capital deployment, strategic partnerships and other capital formation activities. Prior his current roles, Mr. McBride worked in investment banking for over a dozen years, most of this time at JP Morgan. Mr. McBride received an MBA in Finance from The Fuqua School of Business at Duke University and a BBA in Finance from The College of William and Mary.

Micaela M. Lumpkin

Micaela Lumpkin is Chief Credit Officer at CoreVest. In this role Ms. Lumpkin is responsible for oversight and administration of CoreVest’s credit practices, loan policies and procedures. Prior to her current role, Ms. Lumpkin was Managing Director, Head of Term Loans at CoreVest, where she was responsible for managing the operations of term financing products. Prior to joining CoreVest, Ms. Lumpkin spent almost ten years at Orrick, Herrington & Sutcliffe LLP as a Senior Associate, practicing in the Real Estate and Finance group, where she focused on the acquisition of distressed debt, as well as both mortgage and mezzanine financing. Ms. Lumpkin received her J.D. from Georgetown University Law Center and her B.A. from the University of Virginia.

Fred J. Matera

Chief Investment Officer of Redwood and Co-Head of Business Purpose Lending

Fred J. Matera is Chief Investment Officer at Redwood Trust and Co-Head of Business Purpose Lending. Prior to his current roles, Fred held the role of Head of Redwood Residential. Fred also previously served as a Redwood board member from March 2019 to December 2020. Prior to that, Fred was co-founder of MoVi Partners, an advisory firm focused on promoting innovation through diversity in the fintech industry. During 2008-2016, Fred held several leadership positions with Redwood, including Chief Investment Officer and Head of Commercial. He has more than 30 years’ experience at top financial and mortgage banking firms, serving in senior-level positions. Fred has a bachelor’s degree in Economics from Tufts University, and an M.B.A. in finance from The Wharton School of the University of Pennsylvania.

J. Ryan McBride

Co-Head of Business Purpose Lending and Chief Investment Officer of RWT Horizons

Ryan McBride is Co-Head of Business Purpose Lending and Chief Investment Officer of RWT Horizons. Mr. McBride joined Redwood Trust in October 2019 as a Managing Director in connection with Redwood’s acquisition of CoreVest American Finance Lender, LLC (“CoreVest”) where he was a co-founder and the Chief Operating Officer. Mr. McBride has more than 25 years of experience in real estate and finance, previously serving as an Executive Vice President for Colony American Homes where he was a co-founder and responsible for the company’s overall acquisition efforts. In 2022, Mr. McBride was named Chief Investment Officer of Redwood’s venture capital investment arm, RWT Horizons, with oversight of developing and executing on RWT Horizons’ investment and operational strategy, including capital deployment, strategic partnerships and other capital formation activities. Prior his current roles, Mr. McBride worked in investment banking for over a dozen years, most of this time at JP Morgan. Mr. McBride received an MBA in Finance from The Fuqua School of Business at Duke University and a BBA in Finance from The College of William and Mary.

Michael T. Minck

Michael T. Minck

Michael Minck serves as Managing Director, Legal and Compliance for CoreVest. In his role, Mr. Minck is responsible for building and leading the Legal Department in its effort to provide legal support to the various business units, as well as managing the internal legal and litigation matters for CoreVest. Prior to joining CoreVest in 2018, Mr. Minck spent 15 years in various legal and general counsel roles across the residential lending sector, supervising legal and compliance obligations for retail origination platforms. He holds a J.D. from Whittier Law School and a B.A. in Political Science from University of California, Irvine.

Michael H. Peerson

Michael H. Peerson

Michael Peerson is Chief Investment Officer at CoreVest. In this role, he is responsible for leading capital markets initiatives for the company. Prior to joining CoreVest in 2022, Mr. Peerson was a Director at Wells Fargo Securities, where he traded non-Agency MBS securities. In that role, Mr. Peerson was a market-maker providing liquidity, assessing relative value, and managing risk across multiple non-Agency MBS securities and subsectors. While at Wells Fargo Securities, Mr. Peerson also held positions trading CMBS, Consumer ABS, and Agency MBS. Before joining the trading group at Wells Fargo Securities, Mr. Peerson was a Collateral Manager for an actively managed CRE CDO. Prior to Wells Fargo, Mr. Peerson worked in investment banking within the Debt Capital Markets Group at Wachovia Securities. Mr. Peerson holds B.S. and M.S. degrees in Finance from the University of Florida and is a CFA Charterholder.

Sean Robbins

Sean Robbins

Sean Robbins joined CoreVest in July 2022 as a Managing Director in connection with Redwood Trust’s acquisition of Riverbend Lending, a best in class private lender to investors. Mr. Robbins is one of the founding members of Riverbend Lending and also oversaw business development and loan growth for the company. Prior to Riverbend Lending, Mr. Robbins founded four private real estate investment funds. Mr. Robbins graduated from U.C.L.A with a major in Business Economics and a minor in Accounting/Public Policy.

Michael T. Minck

Michael Minck serves as Managing Director, Legal and Compliance for CoreVest. In his role, Mr. Minck is responsible for building and leading the Legal Department in its effort to provide legal support to the various business units, as well as managing the internal legal and litigation matters for CoreVest. Prior to joining CoreVest in 2018, Mr. Minck spent 15 years in various legal and general counsel roles across the residential lending sector, supervising legal and compliance obligations for retail origination platforms. He holds a J.D. from Whittier Law School and a B.A. in Political Science from University of California, Irvine.

Michael H. Peerson

Michael Peerson is Chief Investment Officer at CoreVest. In this role, he is responsible for leading capital markets initiatives for the company. Prior to joining CoreVest in 2022, Mr. Peerson was a Director at Wells Fargo Securities, where he traded non-Agency MBS securities. In that role, Mr. Peerson was a market-maker providing liquidity, assessing relative value, and managing risk across multiple non-Agency MBS securities and subsectors. While at Wells Fargo Securities, Mr. Peerson also held positions trading CMBS, Consumer ABS, and Agency MBS. Before joining the trading group at Wells Fargo Securities, Mr. Peerson was a Collateral Manager for an actively managed CRE CDO. Prior to Wells Fargo, Mr. Peerson worked in investment banking within the Debt Capital Markets Group at Wachovia Securities. Mr. Peerson holds B.S. and M.S. degrees in Finance from the University of Florida and is a CFA Charterholder.

Sean Robbins

Sean Robbins joined CoreVest in July 2022 as a Managing Director in connection with Redwood Trust’s acquisition of Riverbend Lending, a best in class private lender to investors. Mr. Robbins is one of the founding members of Riverbend Lending and also oversaw business development and loan growth for the company. Prior to Riverbend Lending, Mr. Robbins founded four private real estate investment funds. Mr. Robbins graduated from U.C.L.A with a major in Business Economics and a minor in Accounting/Public Policy.

George R. Younes

George R. Younes

George Younes is Managing Director and Head of CoreVest’s Asset Management division. Mr. Younes combines more than twenty-five years of commercial and residential real estate asset management with a well demonstrated ability to recruit and lead Special Assets teams for commercial banks, thrifts and commercial mortgage bankers. Mr. Younes has managed large teams of commercial loan servicing staff as well as large teams of commercial and residential loan special credits/special assets, commercial loan closing, and construction loan and commercial and residential loan administration operations staff. Mr. Younes’ Asset Management experience includes managing performing and non-performing loans against commercial and residential properties located across the U.S. for Aurora Bank (formerly known as Lehman Brothers Bank), for nearly seven years, and Washington Mutual Bank for over 12 years. Mr. Younes has direct experience with commercial/corporate real estate pricing and sales as well as complex loan workouts/restructures. In addition, Mr. Younes brings significant reporting experience with the capital markets teams, investor community and rating agencies. He holds a Bachelor of Social Science in Economics Degree from the University of Ottawa, Canada.

George R. Younes

George Younes is Managing Director and Head of CoreVest’s Asset Management division. Mr. Younes combines more than twenty-five years of commercial and residential real estate asset management with a well demonstrated ability to recruit and lead Special Assets teams for commercial banks, thrifts and commercial mortgage bankers. Mr. Younes has managed large teams of commercial loan servicing staff as well as large teams of commercial and residential loan special credits/special assets, commercial loan closing, and construction loan and commercial and residential loan administration operations staff. Mr. Younes’ Asset Management experience includes managing performing and non-performing loans against commercial and residential properties located across the U.S. for Aurora Bank (formerly known as Lehman Brothers Bank), for nearly seven years, and Washington Mutual Bank for over 12 years. Mr. Younes has direct experience with commercial/corporate real estate pricing and sales as well as complex loan workouts/restructures. In addition, Mr. Younes brings significant reporting experience with the capital markets teams, investor community and rating agencies. He holds a Bachelor of Social Science in Economics Degree from the University of Ottawa, Canada.

Nathan S. Charles

Nathan S. Charles

Nathan Charles is Managing Director and Co-Head of Technology Services at Redwood Trust. He is responsible for leading Application Development and Support including setting the direction for all SDLC methodologies, coding standards, tools, automation, software platform direction, and deployment processes for all technology teams. Prior to joining Redwood in 2014, Nathan held leadership positions at Promontory Financial Group, LLC and CGI, where he was responsible for client technology solutions, software development, offshore management, and client and employee coaching. Nathan holds a bachelor’s degree in Integrated Science and Technology / Computer Science from James Madison University.

Collin L. Cochrane

Collin L. Cochrane

Collin L. Cochrane serves as Chief Accounting Officer of Redwood Trust, Inc. Mr. Cochrane also served as Redwood’s Chief Financial Officer from September 2017 to May 2021. From March 2013 to September 2017, he served as Controller and Managing Director. Prior to joining Redwood in 2013, Mr. Cochrane served as Chief Accounting Officer and Controller for iStar Financial Inc., where he was employed from 2001 to March 2013. Prior to joining iStar Financial, Mr. Cochrane was employed as an auditor by Ernst & Young LLP from 1999 to 2001. Mr. Cochrane is a certified public accountant (inactive) and holds a B.S. in Accounting from the Leventhal School of Accounting at the University of Southern California.

Andrew M. Gillmer

Andrew M. Gillmer

Andrew Gillmer is a Managing Director and Portfolio Manager at Redwood Trust. He joined Redwood in 2005 and has also served as a member of the firm’s Investment Committee. In his role, Andrew is responsible for managing the firm’s investment portfolio; overseeing credit and structure analysis, hedging, pricing and trading functions; and managing the financing agreement and structured solutions for the portfolio. He has a bachelor’s degree in Accounting from the University of Newcastle (Australia), an M.B.A in Finance from Johns Hopkins University and is a chartered financial analyst.

Nathan S. Charles

Nathan Charles is Managing Director and Co-Head of Technology Services at Redwood Trust. He is responsible for leading Application Development and Support including setting the direction for all SDLC methodologies, coding standards, tools, automation, software platform direction, and deployment processes for all technology teams. Prior to joining Redwood in 2014, Nathan held leadership positions at Promontory Financial Group, LLC and CGI, where he was responsible for client technology solutions, software development, offshore management, and client and employee coaching. Nathan holds a bachelor’s degree in Integrated Science and Technology / Computer Science from James Madison University.

Collin L. Cochrane

Collin L. Cochrane serves as Chief Accounting Officer of Redwood Trust, Inc. Mr. Cochrane also served as Redwood’s Chief Financial Officer from September 2017 to May 2021. From March 2013 to September 2017, he served as Controller and Managing Director. Prior to joining Redwood in 2013, Mr. Cochrane served as Chief Accounting Officer and Controller for iStar Financial Inc., where he was employed from 2001 to March 2013. Prior to joining iStar Financial, Mr. Cochrane was employed as an auditor by Ernst & Young LLP from 1999 to 2001. Mr. Cochrane is a certified public accountant (inactive) and holds a B.S. in Accounting from the Leventhal School of Accounting at the University of Southern California.

Andrew M. Gillmer

Andrew Gillmer is a Managing Director and Portfolio Manager at Redwood Trust. He joined Redwood in 2005 and has also served as a member of the firm’s Investment Committee. In his role, Andrew is responsible for managing the firm’s investment portfolio; overseeing credit and structure analysis, hedging, pricing and trading functions; and managing the financing agreement and structured solutions for the portfolio. He has a bachelor’s degree in Accounting from the University of Newcastle (Australia), an M.B.A in Finance from Johns Hopkins University and is a chartered financial analyst.

Leah K. Goldmintz

Leah K. Goldmintz

Leah Goldmintz is a Managing Director and Assistant Treasurer of Redwood Trust and CoreVest. In this role, she is responsible for managing the warehousing and securitization process across practice types. Since joining CoreVest in 2014 as part of the capital markets group, Leah has worked on all CoreVest issued securitizations. Prior to joining CoreVest, Leah was at Auction.com where she focused on residential investor bridge lending and acted as loan sale advisor for non-performing loan sales. Leah received her B.A. in Economics and International Studies from Johns Hopkins University.

John H. Isbrandtsen

John H. Isbrandtsen

John Isbrandtsen is a Managing Director and Treasurer of Redwood Trust. Since joining the firm in 1999, over the last 20 years he has overseen various rolls including technology, operations, and capital markets as well as managing the residential conduit. John directed the development and implementation of the residential conduit in 2001 and more recently the jumbo and conforming conduit in 2009. He has over 30 years of experience in the mortgage lending and banking industry. John holds a bachelor’s degree in Finance and Economics from Babson College.

Kaitlyn J. Mauritz

Kaitlyn J. Mauritz

Kaitlyn Mauritz is a Managing Director and Head of Investor Relations for Redwood Trust. Kait’s responsibilities include establishing and expanding the company's relationships with sell-side and buy-side investment analysts, industry analysts, media personnel and investors worldwide. She also provides input on the company’s financial reporting, capital markets, public relations and ESG-related activities. Prior to joining Redwood in January 2022, Kait was Head of Investor Relations for New Residential Investment Corp. and also held other investor relations related roles at Annaly Capital Management Inc. and ICR Inc. Kait began her career at Citigroup in both Sales & Trading and Equity Capital Markets and graduated with a BA in Politics from Princeton University.

Leah K. Goldmintz

Leah Goldmintz is a Managing Director and Assistant Treasurer of Redwood Trust and CoreVest. In this role, she is responsible for managing the warehousing and securitization process across practice types. Since joining CoreVest in 2014 as part of the capital markets group, Leah has worked on all CoreVest issued securitizations. Prior to joining CoreVest, Leah was at Auction.com where she focused on residential investor bridge lending and acted as loan sale advisor for non-performing loan sales. Leah received her B.A. in Economics and International Studies from Johns Hopkins University.

John H. Isbrandtsen

John Isbrandtsen is a Managing Director and Treasurer of Redwood Trust. Since joining the firm in 1999, over the last 20 years he has overseen various rolls including technology, operations, and capital markets as well as managing the residential conduit. John directed the development and implementation of the residential conduit in 2001 and more recently the jumbo and conforming conduit in 2009. He has over 30 years of experience in the mortgage lending and banking industry. John holds a bachelor’s degree in Finance and Economics from Babson College.

Kaitlyn J. Mauritz

Kaitlyn Mauritz is a Managing Director and Head of Investor Relations for Redwood Trust. Kait’s responsibilities include establishing and expanding the company's relationships with sell-side and buy-side investment analysts, industry analysts, media personnel and investors worldwide. She also provides input on the company’s financial reporting, capital markets, public relations and ESG-related activities. Prior to joining Redwood in January 2022, Kait was Head of Investor Relations for New Residential Investment Corp. and also held other investor relations related roles at Annaly Capital Management Inc. and ICR Inc. Kait began her career at Citigroup in both Sales & Trading and Equity Capital Markets and graduated with a BA in Politics from Princeton University.

David P. Monks

David P. Monks

David Monks is a Managing Director of Finance at Redwood Trust. Since joining in 2006, he has held a number of finance and accounting positions across the firm. In his role, David is responsible for managing the financial planning and analysis, mergers and acquisitions, and strategic partnerships functions at Redwood. He has a bachelor’s degree in Business and Finance from Dublin City University in Ireland and is a CFA charter holder.

Tuan Q. Pham

Tuan Q. Pham

Tuan Pham is a Managing Director and Head of Marketing for Redwood Trust. In this role, he is responsible for marketing strategy, branding, communications, and lead generation efforts of the firm. Tuan joined CoreVest, a division of Redwood Trust, in 2016 and served as Chief Marketing Officer. Prior to that, Tuan led high performance marketing teams and programs for a variety of firms, from rising technology startups to established Fortune 500 companies in the real estate and finance space. He holds a BS degree in communications from Purdue University, and an MBA degree from the University of California, Riverside. Tuan is also an advisory board member for the customer experience program at Rutgers University and the University of California, Irvine.

Matthew J. Pope

Matthew J. Pope

Matthew J. Pope joined Redwood in May 2013 and is currently Managing Director – Deputy General Counsel. Mr. Pope is responsible for a wide variety of corporate and transactional matters at Redwood, including capital markets activities, secured financing transactions of mortgage loans and securities, M&A, portfolio investments and strategic partnership activities, and public company corporate governance matters. Additionally, Mr. Pope participates in the management of the firm’s compliance and risk management infrastructure. Prior to joining Redwood, Mr. Pope was an associate in the San Francisco and Menlo Park offices of Latham & Watkins LLP, with a practice specializing in financing emerging and public companies, mergers and acquisitions, securities law compliance, and corporate governance. Mr. Pope holds a J.D. from New York University School of Law and a B.A. in rhetoric from the University of California, Berkeley.

David P. Monks

David Monks is a Managing Director of Finance at Redwood Trust. Since joining in 2006, he has held a number of finance and accounting positions across the firm. In his role, David is responsible for managing the financial planning and analysis, mergers and acquisitions, and strategic partnerships functions at Redwood. He has a bachelor’s degree in Business and Finance from Dublin City University in Ireland and is a CFA charter holder.

Tuan Q. Pham

Tuan Pham is a Managing Director and Head of Marketing for Redwood Trust. In this role, he is responsible for marketing strategy, branding, communications, and lead generation efforts of the firm. Tuan joined CoreVest, a division of Redwood Trust, in 2016 and served as Chief Marketing Officer. Prior to that, Tuan led high performance marketing teams and programs for a variety of firms, from rising technology startups to established Fortune 500 companies in the real estate and finance space. He holds a BS degree in communications from Purdue University, and an MBA degree from the University of California, Riverside. Tuan is also an advisory board member for the customer experience program at Rutgers University and the University of California, Irvine.

Matthew J. Pope

Matthew J. Pope joined Redwood in May 2013 and is currently Managing Director – Deputy General Counsel. Mr. Pope is responsible for a wide variety of corporate and transactional matters at Redwood, including capital markets activities, secured financing transactions of mortgage loans and securities, M&A, portfolio investments and strategic partnership activities, and public company corporate governance matters. Additionally, Mr. Pope participates in the management of the firm’s compliance and risk management infrastructure. Prior to joining Redwood, Mr. Pope was an associate in the San Francisco and Menlo Park offices of Latham & Watkins LLP, with a practice specializing in financing emerging and public companies, mergers and acquisitions, securities law compliance, and corporate governance. Mr. Pope holds a J.D. from New York University School of Law and a B.A. in rhetoric from the University of California, Berkeley.

Lucy D. Ruiz

Lucy D. Ruiz

Lucy Ruiz is a Managing Director and Corporate Controller at Redwood Trust. She joined the firm in 2007 and has served in a number of accounting roles across Redwood since then, including Senior Accountant, Loan Accounting Manager, and Assistant Controller. In her role, Lucy is responsible for the oversight of the accounting and reporting functions of the company. Lucy holds a B.A. degree in Political Science from Wellesley College and a Master of Accountancy degree from Golden Gate University.

Tracy T. Stelk

Tracy T. Stelk

Tracy T. Stelk is a Managing Director and Head of Financial Reporting and Accounting Policy at Redwood.  Prior to joining Redwood in September 2023, Ms. Stelk led the financial reporting related to the global trading entities, onshore and offshore funds at Millennium Management LLC and was also responsible for oversight of Millennium’s global accounting policies and certain regulatory filings. Prior to joining Millennium, Ms. Stelk worked as a member of American International Group Inc.’s (“AIG”) Office of Accounting Policy, serving in a variety of roles, including most recently as the Global Head of IFRS/International Accounting Policy. Prior to joining AIG, Ms. Stelk was an Audit Senior Manager at Ernst & Young, where she served as a resident in the National Asset Management Practice. Ms. Stelk holds a BBA in Accounting and Finance from Baylor University, is a Certified Public Accountant in Texas and New York and a member of the AICPA.

Shoshone ("Bo") A. Stern

Shoshone ("Bo") A. Stern

Bo Stern serves as Portfolio Manager and Head of Financial Risk for Redwood Trust, Inc. Mr. Stern joined Redwood in 2003, and most recently served the Company’s Chief Investment Officer. He previously served as Redwood’s Treasurer from December 2009 to August 2016, and as Managing Director from December 2007 to December 2009. From February 2003 to December 2007, Mr. Stern served in several other management positions at Redwood. Prior to joining Redwood, Mr. Stern was employed by CIBC Oppenheimer in its investment banking group. Mr. Stern holds a B.S. degree in Business Administration from the University of California, Berkeley and an M.B.A from the University of California, Berkeley and Columbia University; he is also a CFA Charterholder.

Lucy D. Ruiz

Lucy Ruiz is a Managing Director and Corporate Controller at Redwood Trust. She joined the firm in 2007 and has served in a number of accounting roles across Redwood since then, including Senior Accountant, Loan Accounting Manager, and Assistant Controller. In her role, Lucy is responsible for the oversight of the accounting and reporting functions of the company. Lucy holds a B.A. degree in Political Science from Wellesley College and a Master of Accountancy degree from Golden Gate University.

Tracy T. Stelk

Tracy T. Stelk is a Managing Director and Head of Financial Reporting and Accounting Policy at Redwood.  Prior to joining Redwood in September 2023, Ms. Stelk led the financial reporting related to the global trading entities, onshore and offshore funds at Millennium Management LLC and was also responsible for oversight of Millennium’s global accounting policies and certain regulatory filings. Prior to joining Millennium, Ms. Stelk worked as a member of American International Group Inc.’s (“AIG”) Office of Accounting Policy, serving in a variety of roles, including most recently as the Global Head of IFRS/International Accounting Policy. Prior to joining AIG, Ms. Stelk was an Audit Senior Manager at Ernst & Young, where she served as a resident in the National Asset Management Practice. Ms. Stelk holds a BBA in Accounting and Finance from Baylor University, is a Certified Public Accountant in Texas and New York and a member of the AICPA.

Shoshone ("Bo") A. Stern

Bo Stern serves as Portfolio Manager and Head of Financial Risk for Redwood Trust, Inc. Mr. Stern joined Redwood in 2003, and most recently served the Company’s Chief Investment Officer. He previously served as Redwood’s Treasurer from December 2009 to August 2016, and as Managing Director from December 2007 to December 2009. From February 2003 to December 2007, Mr. Stern served in several other management positions at Redwood. Prior to joining Redwood, Mr. Stern was employed by CIBC Oppenheimer in its investment banking group. Mr. Stern holds a B.S. degree in Business Administration from the University of California, Berkeley and an M.B.A from the University of California, Berkeley and Columbia University; he is also a CFA Charterholder.

Nic Tenwolde

Nic Tenwolde

Nic Tenwolde is a Managing Director and Co-Head of Technology Services at Redwood. He is responsible for overall technology enablement, standards and tools, as well as overseeing Infrastructure, Security and Corporate Support services. Prior to joining the organization in 2019, Nic held various technology and business-related leadership positions with Ernst & Young LLP, PricewaterhouseCoopers LLP and Carrington Mortgage Holdings. Nic holds an MBA in Finance from Southern Methodist University and a B.A. in Business Administration and Computer Science from the University of San Diego.

Nic Tenwolde

Nic Tenwolde is a Managing Director and Co-Head of Technology Services at Redwood. He is responsible for overall technology enablement, standards and tools, as well as overseeing Infrastructure, Security and Corporate Support services. Prior to joining the organization in 2019, Nic held various technology and business-related leadership positions with Ernst & Young LLP, PricewaterhouseCoopers LLP and Carrington Mortgage Holdings. Nic holds an MBA in Finance from Southern Methodist University and a B.A. in Business Administration and Computer Science from the University of San Diego.

J. Ryan McBride

J. Ryan McBride

Co-Head of Business Purpose Lending and Chief Investment Officer of RWT Horizons

Ryan McBride is Co-Head of Business Purpose Lending and Chief Investment Officer of RWT Horizons. Mr. McBride joined Redwood Trust in October 2019 as a Managing Director in connection with Redwood’s acquisition of CoreVest American Finance Lender, LLC (“CoreVest”) where he was a co-founder and the Chief Operating Officer. Mr. McBride has more than 25 years of experience in real estate and finance, previously serving as an Executive Vice President for Colony American Homes where he was a co-founder and responsible for the company’s overall acquisition efforts. In 2022, Mr. McBride was named Chief Investment Officer of Redwood’s venture capital investment arm, RWT Horizons, with oversight of developing and executing on RWT Horizons’ investment and operational strategy, including capital deployment, strategic partnerships and other capital formation activities. Prior his current roles, Mr. McBride worked in investment banking for over a dozen years, most of this time at JP Morgan. Mr. McBride received an MBA in Finance from The Fuqua School of Business at Duke University and a BBA in Finance from The College of William and Mary.

J. Ryan McBride

Co-Head of Business Purpose Lending and Chief Investment Officer of RWT Horizons

Ryan McBride is Co-Head of Business Purpose Lending and Chief Investment Officer of RWT Horizons. Mr. McBride joined Redwood Trust in October 2019 as a Managing Director in connection with Redwood’s acquisition of CoreVest American Finance Lender, LLC (“CoreVest”) where he was a co-founder and the Chief Operating Officer. Mr. McBride has more than 25 years of experience in real estate and finance, previously serving as an Executive Vice President for Colony American Homes where he was a co-founder and responsible for the company’s overall acquisition efforts. In 2022, Mr. McBride was named Chief Investment Officer of Redwood’s venture capital investment arm, RWT Horizons, with oversight of developing and executing on RWT Horizons’ investment and operational strategy, including capital deployment, strategic partnerships and other capital formation activities. Prior his current roles, Mr. McBride worked in investment banking for over a dozen years, most of this time at JP Morgan. Mr. McBride received an MBA in Finance from The Fuqua School of Business at Duke University and a BBA in Finance from The College of William and Mary.

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