Aspire

ACCESS HOME EQUITY WITHOUT A LOAN

Home equity investments (“HEI”) provide qualified homeowners with cash up front in exchange for a share in the future value of their home.

Aspire offers homeowners an alternative to traditional financing options—such as closed-end second lien mortgages or home equity lines of credit—without monthly payments or interest charges.

HEI are an investment, not a loan. There are no monthly payments or interest. Aspire’s return on its investment depends on the future value of the property.

Benefits for the Homeowner

Cash Upfront

Qualified homeowner receives a lump-sum of cash upfront, in exchange for a share of the future change in value of their home

Homeowner's Discretion

Homeowner has discretion over use of the cash-e.g., pay off debt, renovate, help fund retirement, etc.

Attractive Terms

30-year term, no monthly payments, and a cap on Aspire’s investment return

Flexible Exit

Homeowner can exit the agreement at any time - typically through a sale or refinance of the home

Home Equity Use Cases

Pay off debt

Your equity could help you pay off existing debt and reach financial freedom.

Improve your home

Fund that home improvement project you’ve been dreaming about.

Fund your retirement

Access your equity to help pay for your retirement AND stay in your home.

Invest in a business or 2nd home

Use your equity to fund your business idea or buy that second home or investment property.